Ian Recovery Assistance

FEMA Resources

You may be eligible for disaster assistance from one or many of the below resources, regardless of your insurance coverage or income.


Shelter & Critical Needs

Ownership & Personal Property

Clean Up

Small Business Association Loans


Disaster Recovery Center

FEMA and Seminole County partners have opened a Disaster Recovery Center (DRC) at Seminole State College main campus (in the Automotive Center building). The DRC will serve as a one-stop-shop for residents seeking assistance with FEMA services, SBA loans, disaster unemployment, legal advice, veterans services, plus other community services and grants.

Location: Seminole State College Sanford/Lake Mary Campus, Automotive Center, 100 Weldon Boulevard, Sanford

Hours: 9 a.m. - 6 p.m. (7 Days a Week)

Individual Assistance

Seminole County residents are now eligible for financial and direct services from FEMA's Individuals and Households Program (IHP) ONLY. You must first file a claim with your insurance company. If you do not have insurance, or if insurance does not cover losses caused by Hurricane Ian, you may apply for FEMA assistance. IHP assistance is not a substitute for insurance and cannot compensate for all losses caused by a disaster. The assistance is intended to meet your basic needs and supplement disaster recovery efforts.

Types of assistance include:

  • Funds for temporary housing
  • Temporary housing units
  • Funds to support repair or replacement of owner-occupied homes
  • Funds for other disaster-caused expenses or serious needs not covered by insurance
  • Funds for hazard mitigation assistance to help eligible homeowners repair or rebuild stronger, more durable homes

To learn more about eligibility criteria and review what FEMA assistance covers for households and other needs:

To apply for FEMA IHP assistance:

  • Take photos of your damaged home and belongings.
  • Make a list of damaged/lost items.
  • If you have insurance, you must file a claim with your insurance company first.
  • If you do not have insurance, or insurance does not cover your claim, begin applying for FEMA assistance online, on the FEMA app, by phone, by mail or at a Mobile Registration Intake Center. 

Small Business Assistance

The U.S. Small Business Administration (SBA) disaster declaration now covers Seminole County. Small businesses and most private nonprofit organizations may be eligible to apply for SBA's low-interest disaster loan program to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Both Physical and Economic Injury Disaster Loans are covered by this declaration.

To learn more about eligibility criteria and apply:

Florida Small Business Emergency Bridge Loan Program

Seminole County small business owners are eligible to participate in the Florida Small Business Emergency Bridge Loan Program administered by the Florida Department of Economic Opportunity (DEO). Short-term, zero-interest loans are available to small businesses that experienced economic injury or physical damage due to Hurricane Ian.

Interested applicants can apply now through December 2, 2022 or until all available funds are expended. Eligible small businesses may apply for loans of up to $50,000 through the program. They are not grants and loans must be repaid by the approved applicant.

To learn more and apply: